Investments

We build investment solutions tailored to our individual clients’ needs

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What investment types are right for me?

There are so many different investment options available to individual investors it has never been so difficult to understand what investment is most suitable to your circumstances. We can help you understand your investments and provide reliable advice and create a plan with you to manage your expected returns over a given time period and ensure your investments remain suitable

Property or Government Bonds? National Savings or ISA’s? UK or Emerging Markets?

We consider all available investment options available including ISA’s, Pensions, Unit Trusts, Investment Trusts and Investment Bonds. All investment types have their own pros and cons for investors including different tax treatment, investment risk and expected returns. We can help you understand what is right for you.

Environmental, Social & Governance (ESG) research as standard

Whilst most of our clients want investments considered ethical, we go much further as standard based on in depth industry leading analysis and research of our clients’ investments removing the laggards from our criteria and focussing on those investments demonstrating or transitioning to positive environmental impact, social responsibility and strong governance at all levels.

Working With You

Our Investment Beliefs

We do not believe in watching markets in the short term and will not advise you to change or switch your investment holdings on a regular basis

We will not subject your investments to excessive risk

We will manage investment risk and provide good diversification to your investments – we will not put all your eggs into one basket!

We will keep it simple

We will demonstrate to you the short term behaviours of recommended investments

How can we help with your investment options?

Tell us about your investments and we will provide you with an initial review of your current portfolio. We will structure your plans so that they meet your requirements. For our clients we recommend reliable investments from leading fund managers with fair and transparent charges.

Why take Advice?

The Process

Our investment review service will give you peace of mind and help you understand your portfolio:

  • Initial Meeting

    The cost of the initial meeting is met by us. This is an opportunity for you to find out more about The Investment Advice Company and for us to see how and if we can help you. At the end of the initial meeting, if you are happy to proceed we will discuss our options of services and agree which best fits your requirements. We may need to ask you to sign a document to authorise The Investment Advice Company to access information on your existing investments and any other plans you hold that we do not have details for. We will then discuss timescales going forward and arrange our next meeting.

  • Getting to Know You Meeting

    We will have a more detailed discussion around your current circumstances and record this so that we can ensure our advice is tailored to your specific needs. This may take place immediately after the initial meeting or more usually at a future meeting. ‘Getting to know you’ is an ongoing process as your circumstances change over time. We will complete a detailed fact find to help us understand and test your knowledge and experience of financial planning. We will also complete a risk questionnaire to help us understand and agree your attitude towards investment risk. We will then report back on the plans you hold and discuss current charges and investment holdings and see how they fit into your overall plan once we have a better understanding of their nature and cost structure.

  • Prepare and Discuss Recommendations

    Once we have completed our research your adviser will then prepare the detailed recommendations which will be personalised and based on the discussions you have had. You will be given the recommendations in writing in a suitability report along with any product illustrations and key features documents. You will have time to review the recommendations at a further meeting with your adviser. It is important to us that you fully understand and are happy with what is being recommended so we encourage you to ask questions and discuss the recommendations in detail with your adviser

  • Agree the Way Forward

    You may decide to proceed with some or all of the recommendations proposed. Once agreed, your adviser will assist you with the preparation of any paperwork that is required and submit it on your behalf.

  • Ongoing Advice

    We will keep you informed on the progress of any applications you have submitted. Once everything is complete you will receive a confirmation letter along with any documents that you need to keep. You will receive an on-going service to help keep your long term financial goals on track.

Request Your Free Consultation

Call us on 0113 391 0012 to arrange a free initial financial planning meeting where we can help you better understand your finances

Request My FREE Consultation
The Investment Advice Company is a trading style of Integral Financial Planning Ltd which is authorised and regulated by the Financial Conduct Authority No. 742957. Integral Financial Planning Ltd is a limited company registered in England and Wales company number 09240141, the registered office for Integral Financial Planning Ltd is Richmond House, Lawnswood Business Park, Leeds, LS16 6QY. The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at http://www.financial-ombudsman.org.uk